Contactless Payments with Visa

Contactless payments allow you to simply tap to pay. Look for the Contactless Symbol on the checkout terminal and tap your contactless card or payment-enabled device to pay.

Tap to ride with Visa on MTR

Tap to ride with Visa on MTR via the light blue gates

Tap to pay with Visa credit/debit card or payment-enabled device (mobile or watch) at the processor with Contactless Symbol
You must use the same physical card or device to enter and exit the gate
For fare details and more information, please visit MTR website

Not available at Airport Express stations, Light Rail & MTR Bus; other fare concessions and the Government’s Public Transport Fare Subsidy Scheme are not applicable.

Explore more

Tap to ride with Visa on Tram

Pay your single ride Tram fare HK$3 or more with Visa and enjoy HK$1 off for every single ride*

Step 1:
Tap to Pay with Visa where you see symbol

Step 2:
Check final discounted fare in the statement or payment notification

*Offer is only applicable to adult fare rides of HK$3. Availability of the offer is subject to quota usage. Promotion period, terms and conditions apply.

Explore more

Where to pay with contactless?

Not only spending at merchants, you may also tap to pay your MTR, bus or taxi fares with speed and ease enabled by contactless payments. Whether consuming or commuting, you can tap to pay with your contactless Visa card or payment-enabled device wherever you see the Contactless Symbol. Once tapped, everything will be set, and you are good to go.

Fast, easy, secure

Contactless payments are protected by multiple layers of security and accepted by merchants across Hong Kong. No more fumbling with cash – for a fast and easy checkout, simply tap to pay where you see contactless symbol

With your contactless credit or debit card

Look for the Contactless Indicator contactless indicator icon on your credit or debit card to know your card can make contactless payments. Contactless Visa card purchases are easier than ever as more retailers accept contactless payments around the world.

With your phone or other payment-enabled device

Make contactless payments effortlessly with a variety of payment-enabled devices – phones, smart watches, wristbands, fobs, and stickers.

FAQs

: Contactless payments use short-range wireless technology to securely complete payments between a contactless card or payment-enabled device and a contactless-enabled checkout terminal. A contactless Visa card is a chip card that has a near-field communication (NFC) antenna which enables close-range payments. When you tap your contactless Visa card or payment-enabled device at the contactless-enabled checkout terminal (near the Contactless Symbol ), your payment is sent for authorization.
: When shown on a card, the EMVCo Contactless Indicator* means the card has the capability to make contactless payments.

When shown at a merchant, the Contactless Indicator means a merchant accepts contactless payments.

The EMVCo Contactless Symbol* is where you tap your contactless card or payment-enabled device on the checkout terminal to make a contactless payment.
: Look for the Contactless Indicator on your card to know if your card has the technology to make contactless payments.
: Your card or device just needs to be within 2.5-5 cm of the Contactless Symbol on the terminal.

The terminal reads the antenna best when your contactless card or payment-enabled device is flat over the Contactless Symbol, contactless symbol icon versus at an angle.

No. You do not have to physically tap the card or device to the checkout terminal; however, your card or device should be close (within 2.5-5 cm) to the Contactless Symbol .

Once you are prompted to pay (by the cashier, a light on the machine, etc.), simply tap your card or device to the terminal where you see the Contactless Symbol contactless symbol icon .

You should hold your card or device to the terminal for 1-2 seconds.

Contactless payments are fast and convenient to use in places where you need to pay on the go, such as fast food restaurants, grocery stores, convenience stores and more.

Contactless payments are secure because just like a chip card, each transaction is accompanied by a one-time code that protects your payment information.

Unlike with cash, you can keep better records of your purchases with your contactless Visa card or payment-enabled device. You can still do everything you would do with another Visa card, including adding a tip, getting cash back (where available), and more.

Contactless payments use the same NFC (Near Field Communication) technology as mobile wallets such as Apple Pay and Google Pay.

You can tap to pay where you see the Contactless Symbol contactless symbol icon at checkout. Millions of merchants around the world accept contactless payments, including fast food restaurants, grocery stores, pharmacies, and more.

Yes. Contactless payments are accepted at contactless checkout terminals displaying the Contactless Symbol contactless symbol icon . If you don’t see the Contactless Symbol, you can still use your contactless card at an EMV chip terminal by inserting your card, or at a magnetic stripe terminal by swiping your card.

Yes. You can use your contactless Visa card at millions of merchants around the world that accept contactless payments by tapping it at a contactless checkout terminal where you see the Contactless Symbol contactless symbol icon , inserting it into an EMV chip terminal, or swiping it at a magnetic stripe terminal. In fact, many countries have already adopted contactless payments: for example, in Australia, Canada, the UK, and France, over half of retailers currently accept contactless payments.

Yes. Your contactless card or payment-enabled device is safe for a number of reasons:

Just like with a chip card, each transaction is accompanied by a one-time code that securely protects your payment information.
You can’t pay accidentally – your card or device must be within 2.5-5 cm of the terminal for the transaction to occur (and you won’t be billed twice, even if you accidentally tap twice).

The card transmits information including the account number, expiration date, and a unique one-time code that changes for every in-person transaction and encrypts your payment information. The unique code is different than the one encoded on the magnetic stripe of a Visa card.

For every contactless transaction, a transaction-specific, one-time code is created that secures the cardholder’s payment information. The code cannot be re-used by fraudsters even if they were somehow able to get ahold of it. The information would be useless to them.

No. Contactless technology requires the merchant to first initiate the payment, and the contactless card or payment enabled device must be held in close proximity (2.5-5 cm) to the terminal for a transaction to take place.

No. Contactless terminals will only communicate with one card at a time. If you have more than one contactless card in your wallet, you should tap the individual card you want to use, rather than tap your whole wallet.

If your card is lost or stolen, or you believe there has been unauthorized activity on your account, contact your issuing bank or credit union immediately. If you don’t have that contact information readily available, contact Visa and we will be able to assist you.

Call us toll-free

*The Contactless Symbol and Contactless Indicator are trademarks owned and used with permission of EMVCo, LLC.

*The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC

Tap to Phone

Expanding payment acceptance by removing barriers.

Learn more